Juni is redefining the banking experience for small and medium-sized businesses by partnering with regulated banking partners to deliver innovative and secure financial solutions. While Juni is not technically a bank (yet), we, like any business, are mindful of who we work with. We choose only the best partners to offer our customers a seamless and efficient banking experience.
Licensed and registered as an electronic money institution with the Swedish Financial Supervisory Authority (Sw. Finansinspektionen), Juni ensures compliance and security. We collaborate with Payment Card Solutions (UK) Limited and UAB B4B Payments Europe, both regulated by the Financial Conduct Authority and the Bank of Lithuania. Additionally, Juni holds a Mastercard Issuing License, enabling us to issue cards directly to our European customers.
Opening an account with Juni is just the beginning. We are committed to continuously enhancing your experience, providing easy access to and oversight of your company’s finances. Our goal is to eliminate the hassle of traditional banking by enabling growth and efficiency for your business.
Juni prioritises the security and stability businesses need. Unlike traditional banks, our customer funds are held in ring-fenced accounts separate from our own, in partnership with leading financial infrastructure providers. Your money is safeguarded and accessible only to you.
Mastercard, Bank of Lithuania, B4B Payments, FCA, Banking Circle.
Sending money is critical to investing in business growth. Every time you make a payment to a supplier or cover team expenses, funds move between financial institutions via a network of payment rails. Juni is committed to developing seamless and efficient ways to facilitate these transactions. We offer transparent processes for making payments through SWIFT, SEPA, or Bankgiro, ensuring you always know where your money goes, with clear and fixed fees.
Our team understands the intricacies of growing businesses, ensuring that your transactions are always compliant and secure.
Modern businesses operate across multiple markets and in different currencies. This adds complexity with money flows and often high FX fees.
We solve these challenges by offering default access to IBAN accounts in multiple currencies, including local IBANs, facilitating both local and cross-border payments. With Juni, you can create virtual cards in multiple currencies and use them for debit, or effortlessly allocate credit to improve your cash flow.
We support Euros (€), US dollars ($), Swedish kronor (SEK), Norwegian kroner (NOK), and British pounds (£) for both cards and accounts. As World Business Mastercard cards, our Juni cards enable transactions in over 150 currencies, providing a comprehensive solution for modern business needs.
Growing your business requires more than simplifying payments. It demands control over cash flow for informed financial decisions. Legacy solutions offer limited and inflexible credit options, and often lack seamless integration between expenses, invoices, and banking needs.
Juni offers a cohesive solution by integrating financing and spend management.
With Juni Capital, you gain access to credit lines that can be used across cards or to cover invoices on extended terms and supporting growth initiatives. Meanwhile, Juni's spend management solution allows seamless control of every expense and invoice - from processing to journal entries - ensuring complete visibility and helps with decision-making.
Juni Capital provides credit cards and invoice credit designed to help your business grow. Apply directly from your Juni account in just a few minutes and access funds within 24 hours—no lengthy paperwork required.
With Juni Capital, you’re free from rigid bank processes and cumbersome term loans—giving you the financial agility to seize opportunities, handle unforeseen expenses, and keep your business moving forward.
With our spend management tools businesses can control expenses and invoices from a single platform. You can manage every card with custom limits and permissions, and have clear visibility of spending.
Transactions can be submitted for approval with attached proof of payment. Juni syncs with your systems to consolidate invoices, providing an overview of upcoming commitments.
Our AI automations scans and pre-fills invoice fields, simplifying payment decisions and approvals. Payments are then easily closed in your accounting books with fast, customisable automations.
Empower your finance team to focus on profitability and growth with Juni's automation solutions. By automating data entry for receipts and invoices, we ensure accurate transaction matching and smart categorisation of expenses using AI.
You can also use our accounting automations to assign appropriate tax codes. Seamless accounting integrations automatically create journal entries with the necessary attachments, saving you up to 80% of time spent on manual tasks.
With Juni, you can set rules that automatically assign accounting dimensions, tax codes based on merchant names, and descriptions to any transaction, removing the need for manual input. This helps keep your finance team lean and efficient while ensuring accurate expense reporting.
Uploading an invoice to Juni is simple and can be automated through our integrations and email forwarding. From there, we take over. Using optical character recognition (OCR) and machine learning models, we pre-fill and categorise processed invoices — all you need to do is approve the payment.
When you're ready, simply sync your transactions directly with our accounting integrations, including Fortnox and Exact Online. It really is that easy.
Empower your business with robust security measures designed to protect your financial assets and sensitive data.
At Juni, we prioritise security for small and medium-sized businesses. We implement advanced features that shield your business from sophisticated threats, allowing you to focus on growth with peace of mind. Learn more about our licence and how we keep your business and money safe.
Juni safeguards your funds in ring-fenced accounts, ensuring they are accessible only to you. We use multi-factor authentication and industry-standard encryption, partnering with trusted names like Mastercard and Banking Circle. Our PCI compliance and ISO/IEC 27001:2022 certification further demonstrate our commitment to security. We take data privacy seriously and verify customer details to prevent misuse.
Control your account with user roles and custom spend limits. Secure mobile payments are facilitated through digital wallets, with card information never stored on devices. Our 24/7 fraud monitoring detects suspicious activity, ensuring immediate action if needed.
Our infrastructure undergoes regular penetration tests and vulnerability scans, with a dedicated security team ensuring protection from design to deployment.
Juni is not a bank – yet. We’re a financial technology company providing e-money services and as such are not part of a deposit guarantee scheme. Learn more about our license and how we keep your business and money safe.
Juni Technology AB (company number 559248-0908) is licensed and registered as an electronic money institution with the Swedish Financial Supervisory Authority (Sw. Finansinspektionen) (license no: 64025). Payment Card Solutions (UK) Limited (company number 05941947) and UAB B4B Payments Europe (company number 305539054) are regulated by the Financial Conduct Authority (ref: 930619) and the Bank of Lithuania (licence no: 76), respectively. The Juni Mastercard Corporate Card is issued by Payment Card Solutions (UK) Limited and UAB B4B Payments Europe pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Juni Technology AB. Masthamnsgatan 21, 413 28 Göteborg, Sweden. © 2025 Juni. All Rights Reserved.
