Invoice credit to optimise business cash flow

Invoice Credit unlocks a flexible financing option powered by our Accounts Payable feature. Pay any invoice and extend your repayment terms, easing complex cash flow cycles.

Fund growth
Finance invoices from EUR 10k.

Fast and flexible
Get approved as fast as 24 hours.

Settle now, pay later
Up to 120 days to repay your invoices.

Boost business liquidity

Juni Invoice Credit empowers your growing business with fast and flexible financial solutions. Apply directly in-app and unlock funding quickly.

  • Enhance cash flow: Utilise flexible repayment terms to maintain liquidity for daily expenses, growth initiatives, and unexpected costs.
  • Flexible growth financing: Designed for evolving businesses, Juni Invoice Credit offers the flexibility to invest in opportunities without depleting cash reserves.

Modern financing for invoices

Take control of your cash flow with Invoice Credit, giving you the power to defer payments for up to 120 days. Only pay for what you use, with fees as low as 3% for 30 days.

Log in and apply, it’s that easy

1. Check your eligibility

Log into your account and apply in minutes.

2. Choose your terms

Select your currency, and preferred repayment terms.

3. Use your invoice credit

Instantly receive funds to finance your spend.

Expense management to support growth

Create and assign virtual cards for individual teams or your whole company to be in full control. Submit and approve expense reports seamlessly with Juni’s expense management features.

Expense management

Fast and secure mobile payments

Add your credit cards to your mobile wallet to make secure payments on the move.

Flexible financing to support growth

Easy application

Apply directly from your account. No paperwork.

Flexible terms

Access credit card lines from €10.000 and get up to 60 days to repay, interest-free.

Cards that scale with you

Create as many cards as
your team needs.

Easy expense reports

Add receipts from your phone, desktop or with an email.

Quick actions

Unapproved spend? Block or freeze cards in seconds from your account.

Transparent fees

Extra cards cost 3 EUR per month. FX fees are as low as 1.5%.

Some quick answers

Juni help centre
What is a company card?

A company card is a card issued to employees of your company to use for authorised business expenses. It makes it easier for employees to feel empowered with their spending for work expenses, while giving finance teams more control over what is being spent.

With Juni, you are able to issue virtual company cards instantly for you and your employees. And with embedded controls that work at the category, merchant, and transaction level — every use of the card stays in-policy.

What card is a Juni card?

Juni cards are virtual World Business Mastercard cards.

All our cards have credit BINs and are therefore considered credit cards. However, if you do not have a credit line with Juni Capital, those cards act like normal debit cards.

What are Juni card limits?
  • 10K transactions per day
  • GBP: 2M per week, 500K per day
  • USD: 2M per week, 500K per day
  • EUR: 2M per week, 500K per day
  • SEK: 20M per week, 5M per day

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