Fixed fees, competitive rates
Understand your true capital cost with clear terms.
Fast application process
Apply within the Juni platform in minutes.
Flexible capital options
Support for short-term expenses and cash flow management.
Turn your Juni cards into credit cards for inventory, ad campaigns, and scaling your brand. Effortlessly allocate credit across Juni cards and streamline cash flow.
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Invoice Credit unlocks a flexible financing option powered by our Accounts Payable feature. Pay any invoice and extend your repayment terms, improving your cash flow.
Invoice credit gives you more time to settle with suppliers and vendors, freeing up cash flow and helping you negotiate better rates – all for fixed monthly fees.
Improve your team's productivity and control with more visibility on how you manage and spend your credit – all from your smart dashboard.
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Juni is currently available for companies based in the UK and the EEA, with a few exceptions. Please see the full list here.
We only accept Limited Liability Companies (LTD, PLC, LLP, BV, AB, EEOD).
Yes, of course. Juni Technology AB (company number: 559248-0908) is a Swedish fintech company, with our registered address at Masthamnsgatan 21, 413 28 Gothenburg, Sweden, who is licensed and registered as an electronic money institution with the Swedish Financial Supervisory Authority (Sw. Finansinspektionen) with the authority to issue electronic money (“e-money”) and provide payment services (License no: 64025) to customers in the EU/EEA.
For UK customers, Payment Card Solutions (UK) Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).For detailed information about our regulated authorities, please see our Imprint page.
Juni does not operate as a traditional bank. Because of this, we do not lend your money or use it to make investments. The e-money in your Juni accounts is deposited into a ring-fenced account with our partner bank. This means that your money is safeguarded and segregated from our own funds.
Please keep in mind, deposits to your Juni account are not covered by financial protection schemes like the Financial Services Compensation Scheme (FSCS), Federal Deposit Insurance Corporation (FDIC), or the EU Directive on the Deposit Guarantee Scheme (DGS).
Traditional banks are required to protect deposits under these schemes. The reason for this is because banks are legally allowed to lend out the deposits of their customers to other people who use the bank. Financial protection schemes were created because the relevant governments decided that these funds needed to be insured, up to a certain amount, in the event of an issue.
The money we use for our business operations is kept completely separate from the money you have deposited into your account.
If Juni was to go bankrupt or become insolvent, your money would be returned to you in full.
Juni is not a bank – yet. We’re a financial technology company providing e-money services and as such are not part of a deposit guarantee scheme. Learn more about our license and how we keep your business and money safe.
Juni Technology AB (company number 559248-0908) is licensed and registered as an electronic money institution with the Swedish Financial Supervisory Authority (Sw. Finansinspektionen) (license no: 64025). Payment Card Solutions (UK) Limited (company number 05941947) and UAB B4B Payments Europe (company number 305539054) are regulated by the Financial Conduct Authority (ref: 930619) and the Bank of Lithuania (licence no: 76), respectively. The Juni Mastercard Corporate Card is issued by Payment Card Solutions (UK) Limited and UAB B4B Payments Europe pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Juni Technology AB. Masthamnsgatan 21, 413 28 Göteborg, Sweden. © 2025 Juni. All Rights Reserved.
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