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Juni is currently available for companies based in the UK and the EEA, with a few exceptions. Please see the full list here.
We only accept Limited Liability Companies (LTD, PLC, LLP, BV, AB, EEOD).
Yes, of course. Juni Technology AB (company number: 559248-0908) is a Swedish fintech company, with our registered address at Masthamnsgatan 21, 413 28 Gothenburg, Sweden, who is licensed and registered as an electronic money institution with the Swedish Financial Supervisory Authority (Sw. Finansinspektionen) with the authority to issue electronic money (“e-money”) and provide payment services (License no: 64025) to customers in the EU/EEA.
For UK customers, Payment Card Solutions (UK) Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).For detailed information about our regulated authorities, please see our Imprint page.
Juni does not operate as a bank. Because of this, we do not lend your money or use it to make investments. The e-money in your Juni accounts is deposited into a ring-fenced account with our partner bank. This means that your money is safeguarded and segregated from our own funds.
Please keep in mind, deposits to your Juni account are not covered by financial protection schemes like the Financial Services Compensation Scheme (FSCS), Federal Deposit Insurance Corporation (FDIC), or the EU Directive on the Deposit Guarantee Scheme (DGS).
Traditional banks are required to protect deposits under these schemes. The reason for this is because banks are legally allowed to lend out the deposits of their customers to other people who use the bank. Financial protection schemes were created because the relevant governments decided that these funds needed to be insured, up to a certain amount, in the event of an issue.
The money we use for our business operations is kept completely separate from the money you have deposited into your account.
If Juni was to go bankrupt or become insolvent, your money would be returned to you in full.
Juni offers two competitive pricing plans for customers in the EU and UK. Please see our Pricing page for more details.